Beware if you have this signs

How do you know that you have financial problem?

1) You live from paycheck to paycheck.
2) You always think that the MONEY that you have is not enough.
3) You spend more than you earn.
4) You have debts all over and the money lender always call you.
5) You don't or can't save money at all.
6) You see more of credit card than cash.
7) You find yourself shopping when you are stress out.
8) You keep asking money (borrow) from other people.

If you have more than 1 of the criteria above try my personal budgeting.